You are here

Money Hacks podcast: Mortgage loans 101 (Ep 59)

Ep 59 -Cris Ng, Moneysmart.jpg
Money Hacks co-host Ernest Luis (left) finds out how to understand mortgage loans better from Cris Ng, the head of mortgage at financial comparison service

Money Hacks Ep 59: Mortgage loans 101 

14:44 min

Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

This episode focuses on understanding mortgage loans better. We speak with Cris Ng, the head of mortgage at financial comparison service

He walks us through various options:

1. Customers tend to fear mortgage loans and want to pay as little as possible and pay off as soon as possible. Why this is a misconception. (1:37)

2. Should you go for floating or fixed mortgage rates? (2:31)

3. First-timers, upgraders, seasoned investors: What they should know, including tips on types of mortgages they should choose. (8:44)

4. Why is refinancing often overlooked by Singaporeans? (9:45)

5. How can upgraders approach mortgage decisions and the practice of "decoupling". (11:33)

Produced by: Ernest Luis and Lee Kim Siang

Edited by: Adam Azlee

Follow more Money Hacks podcasts and rate us on:

Apple Podcasts:
Google podcasts:

Feedback to:

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: 

Watch a video of Podcasts on the rise in Singapore:

BT is now on Telegram!

For daily updates on weekdays and specially selected content for the weekend. Subscribe to